Here you can find questions and answers about business offers with Telia Finance.
In simple terms, operational leasing can be said to resemble "normal renting". The equipment remains the property of the lessor, has a residual value, is generally returned at the end of the lease period and can then be sold. The result is a lower leasing cost. In financial leasing, there is normally very little or no residual value at the end of the lease period and the cost of the equipment is paid off in its entirety over the lease period. Telia Finance is able to offer both alternatives.
You can lease your equipment insured or uninsured. This insurance enables equipment to quickly be repaired or replaced. The best part of it is that it’s applied without any value deduction throughout the agreement period. As a customer, you are responsible for reporting any damage and paying deductibles if something happens. Read more about insurance here.
If you already own a technical platform and want to free up capital, budget efficiently and avoid being stuck with outdated products, Sale & leaseback is an excellent option. Telia Finance buys your equipment at its book value or at a reasonable market value. You then lease back the entire technical infrastructure at a low monthly charge over a payment period of your choice. The payment period is normally equivalent to the planned useful life of the equipment remaining from the original time of delivery. Read more about Sale & leaseback here.
If your operations change, we can adjust the agreement to suit your new circumstances. Furthermore, you can upgrade or gradually exchange the equipment within the framework of the agreement. This allows you to keep up with technical developments without difficulty. An upgrade of your communication platform does not have to affect your ongoing operating costs. We simply adjust the agreement period to make the cost level suit your budget.
If you have access to Telia Asset Hub, you register your return via Return device. If you don’t have access to Telia Asset Hub, you register your return by filling out this web form: Return device.
All equipment is taken care of in an environmentally correct manner by our environmentally certified partners. All data is completely erased. The equipment is then sold, used for spare parts, or recycled. Find out more about life cycle management here.
Of course – invoices are adapted according to your needs.
This can be resolved depending on the circumstances of the individual case – many schools, for example, receive no funds during the summer months and their invoicing is therefore adjusted so the relevant costs are spread over other parts of the year.